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PO Box 877
Keshena, WI 54135
www.elklending.com

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Max loan amount is $1,200 for first time loan customers. $2,000 is the max loan amount available for returning customers. Not everyone that applies will qualify for the maximum loan amount.

Elk Lending, LLC is an economic arm and instrumentality of the Menominee Indian Tribe of Wisconsin, a federally recognized Indian nation (the “Tribe”) that adheres to federal consumer finance laws and operates within the boundaries of the Tribe’s reservation. Elk Lending, LLC is chartered under and operates pursuant to all applicable tribal and federal law. Funds borrowed from Elk Lending, LLC are governed by the federal laws and the laws of the Tribe, not the law of the state where you reside. Nothing in this disclosure should be construed as a waiver of sovereign immunity, which is expressly reserved.

***Please note: This is an expensive form of borrowing. Elk Lending Installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include, but are not limited to, unexpected emergencies, car repair bills, medical care, or essential travel expenses.

This is a term installment loan with approximate equal payments, but you have the right to prepay without penalty at any time.

You acknowledge that by completing and submitting your website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity, Factor Trust, and Data X and we may pull your credit in order to determine your eligibility and ability to repay.

The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Elk Lending.

Loan applications fully verified and approved by 2:00pm CT time will typically be funded as soon as the same business day. Business days are Monday-Fridays excluding banking holidays.

If you apply for a loan online, Real-Time Funding* will be automatically applied. If Real-Time Funding* is not available or your institution cannot process a same-day transaction, we will use the next fastest funding method. Even if you are eligible for Real-Time funding*, the exact time your funds appear in your account may vary depending on your bank's processing times.

* Real-Time Funding Disclaimer: Loan applications fully verified and approved may be eligible for Real-Time Funding ("RTF"). RTF may allow for expedited access to your funds. If eligible, customers may receive their funds within minutes, although the exact time your funds appear in your account may vary depending on your financial institution. RTF is subject to verification and banking limitations, and your financial institution may charge you additional fees. While Real-Time Funding allows for immediate access to your funds, Real-Time Funding may be limited by banking factors. If RTF is not available, you may be eligible for free same-day funding if approved Monday through Friday by 2:00 p.m. Central Time; otherwise, your funds are typically deposited on the next business day, excluding holidays and weekends. Deposit times, RTF and same-day funding availability may vary depending on your financial institution.

Elk Lending, LLC is not responsible for any additional charges applied by your financial institution. Elk Lending, LLC does not charge a fee for Real-Time Funding. Please check with your banking institution regarding any fees they may charge.

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Thank you for your interest in applying for a loan. Please call (855) 877-3275 for assistance.